How buyers pay

Supported payment methods and currencies, and the Stripe account a paid product needs.

Insy handles the payment: the buyer pays on a hosted checkout, and once it succeeds Insy grants access and sends their files. Two rails sit behind that checkout — cards, and crypto.

Cards, BLIK and P24 (Stripe)

Card payments run through Stripe. Depending on what your connected Stripe account supports, buyers can pay with:

• Cards — including Visa and Mastercard.
• BLIK and Przelewy24 (P24) — the two methods most Polish buyers reach for.

Checkout may also offer eligible wallets or other payment methods. Availability depends on the connected account, purchase currency and whether the purchase is one-time or recurring. A method available for one purchase is not necessarily available for every currency or subscription.

Crypto (CoinGate)

Crypto payments run through CoinGate and work differently from cards. Insy holds the funds and pays you out net, which is why crypto earnings settle on their own schedule rather than landing in your Stripe balance. See Payouts for how that money reaches you.

A digital product’s own checkout is card-based. Crypto is offered on community and subscription access — see Communities & Telegram.

Currencies

Insy supports these sale currencies:

• PLN — Polish złoty
• USD — US dollar
• EUR — euro
• GBP — pound sterling
• CHF — Swiss franc
• CZK — Czech koruna
• SEK — Swedish krona
• NOK — Norwegian krone
• DKK — Danish krone
• RON — Romanian leu
• UAH — Ukrainian hryvnia

Choose the currency when setting up your product or community pricing. Enter amounts in the selected currency: 49 in EUR means €49.00. Payment-provider availability still applies; this list does not mean every payment method supports every currency.

The currency charged to the buyer can differ from the currency Stripe settles to your balance. Transaction details show each amount in its own currency. Selecting ALL in the admin dashboard shows a breakdown by currency, rather than converting everything to PLN.

What you need before publishing a paid product

The one exception is a product where every option is free: that can publish with no Stripe account. Note that a pay-what-you-want option counts as paid even if its minimum is 0 — because a buyer can pay — so it still needs Stripe.